Loan Programs for Everybody!
CONVENTIONAL MORTGAGES
• Standard mortgage not directly insured by the federal government
• Typically administered by Fannie Mae or Freddie Mac
USDA/RURAL DEVELOPMENT MORTGAGES
• Less stringent credit requirements
• 100% financing available for qualified borrowers*
• Maximum income limits apply — varies by county
• Property address must be verified for eligibility
• Up-front guarantee fee is typically added to the loan’s principal
• Annual guarantee fee is included in the monthly payment, similar to mortgage insurance
FHA MORTGAGES
• Insured by the Federal Housing Administration (FHA)
• Less stringent credit requirements
• Low down payment options
• Maximum loan amounts apply
• Up-front mortgage insurance premium added to the loan’s principal
• Monthly mortgage insurance premiums included in the monthly payment
VA MORTGAGES
• Home financing for active military, veterans or for qualifying spouses
• 100% financing available with full VA entitlement up to $484,350 and no down payment**
• Insured by the U.S. Department of Veterans Affairs (VA)
• VA funding fee is typically added to the loan’s principal
Have any questions?
Call 602-522-9494 today and ask one of our experienced team members which program would benefit you the most!